Why Proper Account Titling Matters

Many people spend years building savings and investments but don’t always think about how their accounts are titled. 

That small detail can make a big difference later.

Account titling simply means whose name is on the account and how it’s set up. 

It decides who owns it now and who receives it when you’re gone. 

For example, a joint account usually goes straight to the surviving owner, while an individual account might need to go through probate first.

If titles don’t match your estate plan, things can get messy. 

It’s smart to check your account titles every few years or after big life changes like marriage, divorce, or the death of a spouse.

Making sure everything lines up can save your loved ones time, money, and stress. 

A few minutes of review now can prevent a lot of problems later.